SSplitino
Early access · Summer 2026

Stop doing
travel math.

Scan a receipt, split by item, handle multiple currencies — and close your trip without a spreadsheet. Built for groups who actually travel.

Works offlineiOS & AndroidFree to start

No credit card. No setup. Your first trip takes 60 seconds.

9:41●●●● 87%
🇵🇹 Portugal · Summer 2025
12–19 Aug · 5 people
Total spent
PLN 11,248.60
≈ EUR 2,634 · GBP 320 · USD 430
12 receipts3 currencies5 people

Balances

See all →
AKAnna K.
+ PLN 840
MWMarek W.
− PLN 312

Recent receipts

See all →
🍷
Taberna do Mar
Split by item
PLN 662.99
🛒
Pingo Doce
Even split
PLN 156.80
🏨
Hotel Bairro Alto
Pending split
PLN 2,645.54
📷 Scan Receipt with AI

The problem

Group travel is amazing. Settling up is a nightmare.

🍕

"She had the pizza. I had salad. Why do we owe the same?"

Splitting the whole bill equally punishes anyone who orders carefully. Nobody wants to feel like they're subsidising someone else's steak.

💶

"We paid in euros, pounds, and złoty. Nobody knows the real total."

Multi-currency trips become spreadsheet archaeology. Exchange rates from memory are always wrong. Somebody always absorbs a silent loss.

📸

"I kept the receipts in my pocket. They're a blur of grease and regret."

Paper receipts fade. Group chats get buried. Expenses get forgotten. The person who paid for dinner two weeks ago is still owed money.

Travel has changed. The way groups eat, move, and pay across borders is more complex than ever. Your expense app should handle that complexity — so you don't have to.

How it works

From photo to settled. Four steps.

Splitino guides your group from the first expense to the final transfer — without anyone becoming the trip accountant.

✈️
01

Start a trip in 10 seconds

Name it, set a base currency, invite people with an 8-character code. Done.

📷
02

Point your camera. AI does the rest.

Merchant, items, amounts and currency — extracted automatically, then reviewed by you.

🍽️
03

Assign exactly who ordered what.

Mix even splits and item splits on the same bill. No guessing.

04

Close the trip, not a spreadsheet.

Minimum transfers. Mark paid. Done.

Offline-capable · multiple currencies · Item-level split · Approval workflow

Features

Everything your trip needs.

Not a spreadsheet. Not a chat thread. A focused workspace for shared travel expenses.

AI Receipt Scanning

Your camera is now your accountant.

Point. Snap. Review. Splitino extracts items, amounts and currency, shows exactly what it found and waits for your confirmation before saving.

  • Reads printed receipts across European and North American formats
  • Detects currency from context — no manual selection needed
  • Flags uncertain items — never guesses silently
  • Stores original receipt photo alongside parsed data
Confidence score visible on every scan. If Splitino isn't certain, it tells you.
✦ AI extraction complete · Review before saving
TABERNA DO MAR
Rua do Arsenal 130, Lisboa
Bacalhau à Brás
18.50 €
Polvo Grelhado
22.00 €
Sardinhas Assadas ×2
26.00 €
Arroz de Marisco
34.00 €
Vinho Verde (garrafa)
16.00 €
Água com gás ×3
6.00 €
Sobremesas ×4
18.80 €
TOTAL155.43 €
7 items extracted · EUR detected1 needs review

Item-Level Split

Everyone pays for exactly what they had.

Assign each dish to exactly who ordered it. Mix methods on one bill — some items split evenly, others per person. No more 'let's just split it' when someone had three courses.

  • Assign items to one person or share between several
  • Mix even and per-item splits on the same receipt
  • Shared items divided among those who ordered them
  • Service charges prorated automatically
No more guessing later from memory.
Split Items · Taberna do Mar5 people
Bacalhau à BrásEUR 18.50
AKMWOLPJKN
Polvo GrelhadoEUR 22.00
AKMWOLPJKN
Sardinhas ×2EUR 26.00
AKMWOLPJKN2 people · 13.00 each
Vinho VerdeEUR 16.00
AKMWOLPJKNEveryone · split evenly
Água com gás ×3EUR 6.00
AKMWOLPJKN3 people · 2.00 each
✓ All items assigned · Ready to save

Multi-Currency

Three countries. One clear balance.

Set a base currency for the trip. Every expense in euros, dollars, pounds, or francs converts automatically at the real rate at the moment you enter it — and that rate is locked.

  • multiple currencies: EUR, USD, GBP, PLN, CHF, CZK, HUF, SEK and more
  • Rate locked at moment of entry — never recalculated later
  • Everyone's balance shown in base currency, always
  • Full rate log exportable for accounting and reimbursement
Rate locked on entry. The number you see is the number you settle.
Base currency · Portugal 2025
PLN 11,248.60
Total trip spend · 3 currencies
🇪🇺
EUR
1 EUR = 4.267 PLN · rate locked 🔒
PLN 8,349
EUR 1,956.40
🇬🇧
GBP
1 GBP = 5.089 PLN · rate locked 🔒
PLN 1,628
GBP 320.00
🇺🇸
USD
1 USD = 3.882 PLN · rate locked 🔒
PLN 1,281
USD 329.90
🔒 Rates locked at time of entry · cannot be recalculated

Approval Workflow

Someone needs to sign off. Now they can.

For business trips and project teams: designate approvers for the trip. Expenses stay pending until approved — with a full audit trail for reimbursement and accounting.

  • Set one or more approvers per trip
  • Submitted expenses stay pending until approved
  • Approvers receive push notifications — no chasing
  • Full log: who approved what, when, with optional notes
Built for teams, still simple for friends.
👤 You are an approver for this trip
🏨
Hotel Bairro Alto
Submitted by Anna · EUR 620.00
Pending
🍽️
Taberna do Mar · Dinner
Submitted by Anna · EUR 155.43
Approved
Approved by Piotr · Aug 17, 22:10
🎰
Casino Estoril
Submitted by Marek · EUR 280.00
Rejected
Outside trip budget — personal expense

Offline Mode

Works on the plane. Syncs when you land.

Add expenses, scan receipts, view balances — all without a connection. Everything syncs automatically and silently when you reconnect. Built for travellers in remote areas, on long-haul flights, or avoiding expensive roaming.

  • Full functionality offline: scan, split, view balances, edit expenses
  • Data stored locally in an encrypted on-device database
  • Sync is automatic and invisible — no manual action needed
  • Works in remote areas, on planes, and abroad without roaming
Built for travellers who've been burned by apps that stop working the moment they cross a border.
● Offline mode — changes saved locally
9:41●●●● 87%
🇵🇹 Portugal · Summer 2025
12–19 Aug · 5 people
Total spent
PLN 11,248.60
≈ EUR 2,634 · GBP 320 · USD 430
12 receipts3 currencies5 people

Balances

See all →
AKAnna K.
+ PLN 840
MWMarek W.
− PLN 312

Recent receipts

See all →
🍷
Taberna do Mar
Split by item
PLN 662.99
🛒
Pingo Doce
Even split
PLN 156.80
🏨
Hotel Bairro Alto
Pending split
PLN 2,645.54
📷 Scan Receipt with AI

In the app

Every screen designed for clarity at speed.

Clean, distraction-free UI. Everything you need is one tap away, whether you're at a restaurant or settling up at the airport gate.

01

Trip Dashboard

Total spent, everyone's balance, all receipts — one screen.

02

Receipt Scan

AI reads every item, amount, and currency. You confirm.

03

Item Split

Assign each dish to who ordered it. Mix methods freely.

04

Multi-Currency

Three currencies, one base total. Rates locked at entry.

05

Approvals

Pending, approved, rejected — full workflow in one screen.

06

Settlement

Minimum transfers. Mark paid. Trip closed.

Who it's for

Works for every trip your group takes.

🏖️

Friends on holiday

Restaurants, Airbnb, day trips, taxis. Everyone adds expenses. Splitino shows who owes what on the last day. No drama.

👨‍👩‍👧‍👦

Family vacation

Hotels, activities, groceries. Track the full trip in one place without a three-hour kitchen-table session at the end.

⛷️

Ski weekends

Lift passes, chalet, petrol, shared dinners. Split the cabin equally, après-ski among those who stayed, fuel among who drove.

🏙️

City breaks

Taxis, museums, coffee, street food, cocktails — the small expenses that vanish into group chats. Splitino catches every one.

💼

Business & team travel

Approval workflow your finance team will respect. Submit, get sign-off, settle — with a full audit trail for reimbursement.

🌍

Multi-country road trips

Euros in France, pounds in the UK, francs in Switzerland — every conversion handled automatically in real time.

Built in Warsaw

Built by travellers. Not a corporation.

🔒 GDPR compliant · EU hosting
✉️ [email protected] · 24h reply
📱 iOS 15+ · Android 8+
🆓 Free to start · No credit card
Current status
🟡 Early beta — accepting first users from Summer 2026. Join the waitlist below.

Splitino is built by a small team in Warsaw. We're travellers who got tired of settling group expenses in spreadsheets after every trip. This is the app we wanted to exist.

Trust matters here. Splitino is designed around clear data, reviewable expenses, transparent settlement, and full control over your account.

RP
Radek Piątek · Founder, Splitino
Warsaw, Poland
[email protected] · founder inbox

What happens after you sign up

  1. 1Confirm your email — one click
  2. 2We send your early access link when your spot is ready
  3. 3Create your first trip — takes 60 seconds

We send a maximum of 3 emails before your access opens. Then only product updates — never spam.

Questions

Questions people ask before they sign up.

Yes. Creating trips, scanning receipts, splitting by item, and settling up are completely free for personal use. Optional paid features for power users and teams are on the roadmap — early access users hear first and will receive preferential pricing.

Still have a question? [email protected]

Early Access · Summer 2026

Your next trip deserves better than a group chat.

Join early. Scan your first receipt, split by item, and close the trip — not the argument.

No spam. One email when we launch publicly. Unsubscribe anytime.

✓ Free · no card required✓ Early access Summer 2026✓ GDPR · EU Hosting

What happens after you sign up

  1. Confirm your email — one click
  2. We send your early access link when your spot is ready
  3. Create your first trip — takes 60 seconds

We send a maximum of 3 emails before your access opens. Then only product updates — never spam.

Splitino — travel expenses, handled